Financing

M and M Heating & Air 

HVAC, Services, and Parts Financing Available Through

GoodLeap and Synchrony Bank

A lot of people think they can only get financing on a new HVAC system whether it be an ac unit, heating unit, or both. We're here to crush that myth.

All of our services including repair parts, ac and heating repairs, and new units can be financed through GoodLeap and Synchrony. There is no minimum financing amount. If you need financing to have your heating and air working properly in Central, Arkansas, we're here to help.

GoodLeap Financing

Logo for FTL finance

We have chosen to partner with GoodLeap Financing because they make sustainable home upgrades simple, with flexible payment options that fit any budget. With this type of financing, you will need to give us a call at our office at

501-985-2082 to apply over the phone with one of our friendly office staff.

Synchrony Bank is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:

•A simple application process, and fast credit decisions
•Unsecured, revolving credit lines
•Open credit line for future purchases
•Promotional financing options1
•Convenient monthly payment options
•On-line account management

Synchrony Financial Options

Option
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Reduced 9.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount - Until Paid in Full
Offer applies only to purchases made with your Synchrony Bank Credit Card. Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

*On purchases with your Synchrony Bank credit card. $29 account activation fee will apply. Estimated payoff period 132 months
Option
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Reduced 7.99% APR and fixed monthly payments equal to 2.50% of promo purchase amount - Until Paid in Full
Offer applies only to purchases made with your Synchrony Bank Credit Card. Monthly interest will be charged on promo purchases from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 2.50% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

*On purchases with your synchrony bank credit card, $29 account activation fee will apply. Estimated payoff period 47 months
Option
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Reduced 5.99% APR and fixed monthly payments equal to 3.00% of promo purchase amount - Until Paid in Full
Offer applies only to purchases made with your Synchrony Bank Credit Card. Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

*On purchases with your synchrony bank credit card, $29 account activation fee will apply. Estimated payoff period 37 months
Option
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No Monthly Interest if Paid in Full Within 12 Months (Deferred Interest)
Offer applies only to purchases made with your Synchrony Bank Credit Card. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

*On purchases with your Synchrony Bank credit card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. $29 account activation fee will apply. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full.
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